HEALTH INSURANCE

QfinancialS is a health insurance advisor providing health insurance services which covers the possibility of high medical expenses. It works as your backbone when or if your medical bills suddenly rise. We help you get the right health insurance policies, keeping your health conditions in mind.

Presence of a Health Cover makes quality Treatment affordable.

Day by day the treatment cost is getting way too expensive. Health insurance prevents medical emergency from turning into a financial emergency.

We consider it as our duty to make sure that your health care needs are taken care of without depleting one’s savings and compromising on your  future financial goals.

QfinancialS’ presence in your emergency makes sure not only health security but also hassles free service.

What is Health insurance?

Insurance Life is about experiencing every good bit of it throughout one’s lifetime; be it a walk in the park with your parents or building memories of playing with your little one. At QfinancialS, we understand that these experiences can be truly rejoiced when one lives a healthy life without having to worry about any unforeseen medical issues.

Why Health insurance is important for daily life?

In line with our objective of ensuring good health…always! Our Health Insurance Plans –helps safeguard you & your family against financial risks arising out of a medical emergency. With Health Insurance by your side you can be assured that while you’re unwell; we’ll take up all the hassles related to your treatment so that you can stay worry free and focus only on your recovery.

TYPES OF HEALTH INSURANCE

Health insurance has many types, according to the needs of the clients.

INDIVIDUAL HEALTH INSURANCE POLICIES

This health insurance policy considers one against several illnesses, offering advantages like cashless hospitalisation and various add-ons. The entire amount is available for only one and is determined by the age of the insured. Under this policy, each insured member is entitled to receive the entire amount separately.

FAMILY FLOATER HEALTH POLICIES

With this health insurance policy, you can include all your family members against multiple diseases under a single cover. Family floater Mediclaim offers a fixed assured amount for the family members that can be availed either by one or as a lump-sum for treatment of one person. Family benefit means that the sum, as specified for the proposer under the policy, is available for any one or all members of his/her family for one or more claims during the tenure of the policy. Family mediclaim plans come at a marginally incremental expense.

CRITICAL ILLNESS PLANS

This is usually brought as a standalone policy or a rider for the treatment of various critical illnesses, such as kidney failure, paralysis, cancer, heart attack etc. As the medication of such illnesses is expensive, the treatment cost is bound to make a large dent in the family financial calculations. A critical illness is a serious, possibly terminal disease, strictly defined by the provider. Most critical illness policies provide a lump-sum benefit if the insured is diagnosed with one or a number of specified terminal conditions.

EXISTING DISEASES COVER

Normally Health Insurance Products cover Pre Existing Conditions after a time of 2-4 years. Various policies consider pre-existing diseases, e.g. diabetes, hypertension, cancer etc. There are pre designed products that provide immediate cover from these Special Illnesses. Here our special expertise come in handy wherein we can help you in choosing the best one among the products available in the market.

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